Conventional Loan Program
A conventional loan is any type of home buyer’s loan that is not offered or secured by a government entity. Instead, conventional mortgages are available through private lenders, such as banks, credit unions, and mortgage companies.
Key Benefits and Requirements
640 Minimum Fico score
Industry low interest rates
Down payment as low as 3%
10 day closings
Loans up to $970,800
No mortgage insurance options
FOR FIRST TIME BUYERS & NON FIRST TIME BUYERS.
Though conventional loans offer buyers more flexibility, they’re also riskier because they’re not insured by the federal government. This also means it can be harder for you to qualify for a conventional loan.
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