FHA Loan Program
At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders in Los Angeles city.
Key Benefits and Requirements
600 Minimum Fico Score
Lower credit scores allowed
Down payments as low as 3.5%
Higher debt-to-income ratios allowed
Loans up to $970,800
21 day closings
Great for first time home buyers
3.5% Minimum down payment
LAST YEAR OVER 1 MILLION HOMEOWNERS USED AN FHA LOAN
An FHA loan is a mortgage option with low down payment and credit requirements. FHA loans are offered to U.S. homebuyers by FHA-approved lenders and insured by the Federal Housing Administration.
FHA loans are well known for their affordability namely their 3.5% percent down payment and relatively lenient credit requirements.
According to HUD, the FHA has insured more than 47 million mortgage loans since its inception in 1934.
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